DIY Insurance

Life Insurance That Puts You First

A New Way to Do Life Insurance

Fast, Simple, and Hassle-Free Life Insurance

  • Quick & Easy Application
    Apply online in minutes with a straightforward process—no paperwork, no lengthy waiting periods. Most applicants qualify without a medical exam.

  • Expert Guidance When You Need It
    Our licensed agents are here to help, offering honest advice without pressure. Get answers and find the right policy with ease.

  • Flexible & Affordable Coverage
    We match you with the best policy for your needs and budget in real-time, ensuring you get the right coverage at the right price.

Hassle-Free Underwriting & Flexible Policies

  • Automated & Simplified Underwriting
    Our advanced technology and predictive modeling deliver instant decisions—no medical exams for most applicants. If further review is needed, we’ve shortened the wait time from months to just days.

  • 30-Day Money-Back Guarantee
    Not satisfied with your policy? Cancel within the first 30 days for a full refund—no questions asked.

  • Cancel Anytime, No Fees
    Life changes, and so can your coverage. Cancel your policy anytime with no hidden fees or penalties.

Coverage You Can Trust

Our policies are backed by industry-leading life insurance providers like Legal & General America, Ameritas Life Insurance Corp., and TruStage™. By combining their trusted coverage with our streamlined application process, we’ve reduced the traditional weeks-long wait time to just minutes. Get the reliability of major insurers with the ease and efficiency of modern technology.

Rated “Excellent” on Trustpilot

DIY is rated “Excellent” on Trustpilot, with a 4.8/5-star rating based on customer reviews.

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A+ Rating from the Better Business Bureau (BBB)

DIY holds an A+ rating from the Better Business Bureau (BBB), reflecting its commitment to trust, transparency, and customer satisfaction.

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Rated 4.7/5 Stars on Google

DIY has earned a stellar 4.7/5-star rating on Google, reflecting positive feedback from satisfied customers.

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Coverage You Can Trust

Our policies are backed by industry-leading life insurance providers like Legal & General America, Ameritas Life Insurance Corp., and TruStage™. By combining their trusted coverage with our streamlined application process, we’ve reduced the traditional weeks-long wait time to just minutes. Get the reliability of major insurers with the ease and efficiency of modern technology.

Our Story

DIY Insurance was founded in 2025 with a clear mission: to make life insurance affordable, accessible, and hassle-free. The idea was born from a frustrating experience with traditional life insurance—complex processes, hidden fees, and a lack of transparency.

We realized that many Americans either don’t have the right coverage or don’t fully understand their options. So, we set out to change that by putting control back in your hands.

See What Our Customers Are Saying

Ready to Get Started?

Get a personalized quote and find the right coverage for you.