We team up with the industry's finest.
DIY has teamed up with leading insurance providers to make life and accidental death insurance more accessible, affordable, and reliable. Here’s how.
How DIY Partners with Life Insurance Carriers
As a licensed producer and third-party administrator, DIY partners with top life insurance carriers to offer reliable coverage. We’ve simplified the application process using predictive modeling and proprietary technology, making it faster and easier for customers. While we handle the experience, the actual insurance coverage comes from trusted carriers that have paid out billions in claims. Explore some of our partners below.
Legal & General America
We offer fully underwritten and simplified issue term policies backed by Banner Life Insurance Company, a Legal & General America (LGA) company. For over 70 years, LGA has been a trusted name in life insurance, protecting 1.4 million U.S. customers and issuing $105 billion in new coverage in 2023. With consistently strong ratings from independent financial strength evaluators, LGA provides reliable coverage you can count on.
Highly Rated by A.M. Best
LGA holds an A+ (Superior) rating from A.M. Best, a leading independent agency that evaluates the financial strength and stability of life insurance companies. This rating reflects LGA’s commitment to reliability and long-term security for policyholders.
Comdex Ranking
LGA boasts a Comdex score of 94—a strong indicator of financial stability. The Comdex score is a composite ranking (0-100) based on multiple independent financial strength ratings, reflecting LGA’s solid reputation in the industry.
Exceptionally Solid S&P Global
LGA holds an AA- (Very Strong) rating from S&P Global, a trusted agency that has assessed the financial strength of insurance companies for over 40 years. This rating highlights LGA’s strong ability to meet its financial commitments to policyholders.
TruStage™
We collaborate with TruStage™ to provide term and whole life insurance policies that are straightforward and efficient, with no medical exam required. TruStage is offered by CMFG Life Insurance Company and MEMBERS Life Insurance Company, reputable providers that have served over 20 million individuals for more than 80 years.
CMFG Life consistently receives strong ratings from major credit rating agencies:
Highly Rated by A.M. Best
CMFG Life holds an “A” (Excellent) rating from A.M. Best as of March 2021*, recognizing its financial stability and strong operating performance. This rating is the third-highest of A.M. Best’s 16 rating categories, reflecting CMFG Life’s commitment to reliability and security.
Exceptionally Solid S&P Global
CMFG Life holds an A+ financial strength rating from S&P Global as of March 2021*, indicating a strong capacity to meet its financial commitments. This rating ranks fifth highest out of S&P’s 21 rating categories, reinforcing CMFG Life’s stability and reliability.
Moody’s Investors
CMFG Life holds an A2 (Stable) rating from Moody’s Investors as of March 2021*, reflecting low credit risk and strong financial stability. This rating ranks sixth-highest out of Moody’s 21 rating categories, reinforcing CMFG Life’s trusted reputation.
Ameritas Life Insurance Corp.
We collaborate with Ameritas Life Insurance Corp. to provide simplified term life insurance with no medical exams needed. Established in 1887, Ameritas is a highly rated insurer relied upon by millions across the nation.
Exceptionally Solid S&P Global
Ameritas Life Insurance Corp. holds an A+ (Strong) rating from Standard & Poor’s as of 2/28/2024, reflecting its solid financial strength and reliability. This rating ranks fifth highest out of S&P’s 21 rating categories and applies to both Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.
Excellent Rating AM Best Company
Ameritas Life Insurance Corp. holds an A (Excellent) rating from A.M. Best as of 5/15/2024, recognizing its strong financial stability. This rating is the third-highest of A.M. Best’s 13 rating categories, reinforcing Ameritas’ reliability and commitment to policyholders.
A+ Rating from the BBB
Ameritas is an accredited member of the Better Business Bureau (BBB) with an A+ rating—the highest possible. This reflects its strong commitment to trust, customer service, and resolving concerns effectively.
Mutual of Omaha
We partner with Mutual of Omaha to provide accidental death insurance with guaranteed coverage. Established in 1909, Mutual of Omaha is a leading name in the insurance industry. As a dependable, family-focused company known for its trustworthiness, expertise, and compassionate service, it currently maintains over 5.7 million active policies. Additionally, Mutual of Omaha has earned strong ratings from three major rating services.*
Superior Rating AM Best Company
Mutual of Omaha holds an A+ (Superior) rating from A.M. Best Company, reflecting its strong financial stability and ability to meet policyholder commitments. As an independent rating agency, A.M. Best evaluates the financial strength of insurance companies, and this A+ rating is the second highest of its 16 rating categories.
Moody’s Investor Service
Mutual of Omaha holds an A1 (Good) rating from Moody’s Investor Service, highlighting its strong financial stability and ability to withstand future financial challenges. This rating ranks fifth highest out of Moody’s 21 rating categories.
S&P Global
Mutual of Omaha holds an A+ (Strong) rating from S&P Global, reflecting its solid financial strength and ability to meet policyholder commitments. This rating ranks fifth highest out of S&P’s 21 rating categories.
John Hancock Life Insurance Company (U.S.A.)
We collaborate with John Hancock Life Insurance Company (U.S.A.) to provide simplified issue return-of-premium term life insurance. Designed for convenience, this policy requires no medical exam and is accessible through our network of agents. John Hancock is committed to helping customers lead longer, healthier, and better lives™. With a legacy dating back to 1862, they have a strong track record in life insurance and consistently earn high ratings for financial stability.
A.M. Best
Ranks 2nd out of 13 for top-tier financial strength, ensuring long-term security and trust for policyholders.
Standard & Poor's
Ranks 4th out of 21 for financial strength, showcasing its reliability and strong commitment to policyholders.
Moody's
Ranks 5th out of 21 for financial strength, ensuring low credit risk and reliable policyholder security.