DIY Insurance

Explore our hassle-free online life insurance plans today.

At DIY, we partner with top providers to find the right life insurance policy for you. Explore this page to discover our online life insurance options.

Term life insurance

Choose from multiple term lengths and coverage amounts to find the right life insurance policy for you. Enjoy fixed monthly premiums that never increase over your policy’s term. Availability may vary by carrier.

Product Details

Custom-Built Term Lengths
  • 10, 15, 20, & 30-year terms.
Benefit Amounts
  • $20,000 to $2 million
Policy Issue Age
  • 20-65
Value-Added Features
  • Assured Renewability
  • Fixed Premium Assurance

Product Details

Benefit amounts
  • From $1,000 to $30,000
Policy issue ages
  • 66-85
Great for:

For individuals aged 66 and above aiming to provide financial assistance to their loved ones for end-of-life expenses—including funeral costs, outstanding debts, or other related expenses

Details
  • Guaranteed level premiums, your rate stays the same for life as long as you keep up with payments.
  • Your death benefit may begin immediately or after 2-3 years, depending on eligibility and state availability, for deaths from illness, disease, or old age. Accidental deaths are covered right away.

Whole life insurance

Age and health can make it challenging to get life insurance, but DIY offers whole life coverage to help. Designed for those 66 to 85, it provides financial support for funeral costs, debts, and daily expenses. No medical exam required—just answer a few health questions and get approved in minutes. With locked-in rates that never increase, you’re covered for life.

How DIY works

DIY collaborates with some of the most prominent and trusted life insurance providers globally. You’ll benefit from the reliability of long-established industry leaders paired with the ease of a cutting-edge technology company.

With DIY, the online life insurance application process is fully digital, delivering results in just a few minutes. After you apply, we assess your details in real time against our offerings to find the best policy and price for you.

We simplify the process of understanding and purchasing life insurance. If you need assistance, our team of licensed agents is always ready to support you.

Why choose DIY?

Quick and hassle-free application

Our application process is easy, clear, and fully online, so you can apply for life insurance from the comfort of your home—or anywhere. Most applicants won’t require a medical exam.

Risk-free with our money-back guarantee

If you’re not satisfied with your policy within the first 30 days, you’ll receive a full refund. You can also cancel anytime with no cancellation fees.

Dedicated lifetime customer support

Need technical support, answers to life insurance questions, or unbiased advice from a licensed agent? Our team is here to help.

Begin Your Journey Now

Finish your application in only a few minutes.

Apply Now   → 

Master the Basics of Life Insurance

They don’t teach it in school—but we will.

Learn More   → 

Term vs Whole Life Insurance

Discover the differences and choose what’s right for you.

Learn More   →